Most of us want to believe that we will live a long, healthy life, without ever needing to be cared for.  We are living longer.  Medical advances made over the last several decades have greatly extended our life span.  Yet living longer brings with it the reality that we are likely to need care at some point in our lifetime.  According to the US General Accounting Office, 60% of those who reach age 65 will need some form of long-term care.

Long Term Care Insurance Specialist
About Long Term Care
(360) 647-2280
active seniors
There are many financial risks we face, and in most cases we use insurance as a way to minimize that risk.  For example, if you own your own home you have homeowner’s insurance to protect the value of your home if something should happen.  Yet the likelihood of a major incident, like losing your entire home in a fire, is very minimal, one in 1200. 

The chance of losing another valuable asset, your retirement nest egg, is much greater – one in three, or one in two for women. That is the likelihood that you will need care at some point.  Without insurance, the cost of care will have to be paid from your own resources.

Over 40% of 65 year olds will live to age 90 by mid-century, compared to 25% in 1980.

(360) 647-2280
email me