Long Term Care Insurance Specialist
Long Term Care Insurance
(360) 647-2280


The premiums for a long term care policy are determined by

· The age of the applicant

· The health of the applicant

· Which insurance company is chosen

· What benefits are selected






When should a long term care plan be purchased?
Therefore, the younger and healthier you are when you apply, the lower your premiums will be.  The time to buy it is before you develop health issues that will disqualify you or cause you to have higher premiums.
active couple
Age18-49  50-59  60-69  70-79  80+
Declined9.5%  14%    23%   45%  66%
Percentage of Applicants Declined Coverage:
Age   18-30      30-39      40-49      50-59      60-69      70-79      80+
Discount   81%  74%   62%  46%  38%        24%      9%
Percentage of Applicants Qualifying for Good Health Discounts:
(360) 647-2280
email me