Cindy Sherwin

About LTC

Caregivers        Types of Care          Who Will Need Care      Care Settings

 

Long term care refers to a variety of support services available to those who need assistance due to accident, illness, a chronic condition, or cognitive impairment such as dementia.

 

It could be a caregiver coming to your home to help you bathe and dress each morning.  It could be a family member helping you with shopping, meal preparation, or household chores.  At the other end of the spectrum, it could be rehabilitative care after a fall, or living in a Dementia Care Facility when it becomes unsafe to remain home alone.

Thanks to medical advances, we are living longer lives.  When a person reaches age 65, they can expect to live another 20 years.  Along with that longevity, however, is the increased likelihood of needing long term care. 

 

The costs and decisions regarding a person’s care involve the entire family.  It’s not about the individual who needs care, it’s about how providing that care will affect the family, financially and emotionally. 

 

Unfortunately, many people think they will never need care, and therefore fail to do the necessary planning. Often, families are torn apart over the issues of how to care for mom or dad, and who will pay for the care.  Having a long term care plan in place ahead of time is one of the greatest gifts you can give your spouse and family.

 

Welcome

Photo of Cindy Sherwin

Cindy Sherwin, MBA, CLTC

Long Term Care Solutions

+1(360)647-2280

As an independent agent, I work for my clients, not the insurance companies. I help my clients shop among the top rated carriers to find an affordable long term care policy designed for their unique situation.

For more information about my approach, or to email me, click on the "About Cindy" link above.

Testimonial

"We were trying to research the insurance on our own but there were so many different policies we didn.t know how to compare apples to apples. It was frustrating because there were so many differences in premiums from one company to the next.

Then we found Cindy and she sorted it all out, finding us the right coverage at the best price. She.s given us peace of mind about getting care in our old age and saving us money at the same time."